http://www.mortgagerelief.us Learn how to lower your home mortgage loan interest rate and payment and avoid foreclosure by using the government making home affordable plan. en-us Wed, 08 Feb 2012 07:06:03 CST Wed, 08 Feb 2012 07:06:03 CST http://www.mortgagerelief.us/ Learn how to lower your home mortgage loan interest rate and payment and avoid foreclosure by using the government making home affordable plan. Wed, 08 Feb 2012 07:06:03 CST http://www.mortgagerelief.us/articles/147701/New-HARP-Questions-and-Answers,-Guidelines,-and-Fact-Sheet:... - FHFA, Fannie Mae and Freddie Mac Announce HARP Changes to Reach More Borrowers (10-24-2011) Washington, DC – The Federal Housing Finance Agency, with Fannie Mae and Freddie Mac (the Enterprises), today announced a series of changes to the Home Affordable Refinance Program (HARP) in an effort to attract more eligible borrower... 2011-10-25 http://www.mortgagerelief.us/articles/144101/Home-Insurance-:... - An experienced insurance agent would be able to help you figure out the type of coverage that you need so that you and your family will be fully covered if something unexpectedly should arise. When it comes to getting home insurance one of the most important things to remember is to make sure that you are not under insured speciall... 2011-08-24 http://www.mortgagerelief.us/articles/144102/Foreclosure-Attorney-:... - Finding a good attorney or lawyer who has the knowledge and experience to provide you with the best legal advice and who is willing to represent you at an affordable rate takes a little research and effort on your part. Most attorneys and lawyers will give you an initial consultation visit free of charge, but after that the fees ca... 2011-08-24 http://www.mortgagerelief.us/articles/144039/Debt-Consolidation-:... - Debt consolidation is simply when a person takes one larger loan to pay off several smaller loans or debts. Some debt consolidation companies might let you take an unsecured loan, but most require some kind of a collateral. You can use your house as collateral which in this case a mortgage will be secured against the house. A secur... 2011-08-23 http://www.mortgagerelief.us/articles/144036/Structured-Settlement-:-... - A structured settlement is used when a claimant accepts periodic payments as part of a financial or insurance arrangement, which the claimant agrees to accept certain number of periodic payments in return for securing the dismissal of a lawsuit usually arisen from a personal injury case. Structured settlements are sometimes preferr... 2011-08-22 http://www.mortgagerelief.us/articles/142927/Home-Affordable-Foreclosure-Alternatives-Program-(HAFA)... - Question: How does the HAFA Short Sale work? Answer: In a Short Sale, the homeowner sells the property for less than the full amount due on themortgage. When a homeowner qualifies for the HAFA Short Sale, the servicer approves the ShortSale terms prior to listing the home and then accepts the payo... 2011-08-06 http://www.mortgagerelief.us/articles/142928/Making-Home-Affordable-Program-:... - The Making Home Affordable Program is part of the Obama Administration's broad, comprehensive strategy to get the economy and the housing market back on track. The Making Home Affordable Program offers strong options for homeowners: (1) refinancing mortgage loans through the Home Affordable Refinance Program (HARP), (2) modifying f... 2011-08-06 http://www.mortgagerelief.us/articles/142929/Second-Lien-Modification-Program-(2MP)... - Question: How do I get help with my second mortgage? Answer: The Second Lien Modification Program (2MP) is designed to work in tandem with the Home Affordable Modification Program (HAMP). Together, HAMP and 2MP create a comprehensive solution to help homeowners achieve greater affordability by lowering paymen... 2011-08-06 http://www.mortgagerelief.us/articles/142930/Home-Affordable-Unemployment-Program-(UP)... - Question: What is the Home Affordable Unemployment Program (UP)? Answer: The Home Affordable Unemployment Program (UP) provides homeowners a forbearance, which is a temporary period of time during which your regular monthly mortgage payment is reduced or suspended. Visit: www.makinghomeaffordabl... 2011-08-06 http://www.mortgagerelief.us/articles/142931/Loan-Servicers-:... - Question: ​Who is my servicer? Is my servicer the same as my lender or investor? Answer: ​ Your loan servicer is the financial institution that collects your monthly mortgage payments and has responsibility for the management and accounting of your loan. It is possible that the owner of your mortgage... 2011-08-06 http://www.mortgagerelief.us/articles/142932/Beware-of-Foreclosure-Rescue-Scams-:... - Question: What are some of the warning signs of scams or fraud? Answer: There should never be a fee for assistance with or information about the Making Home Affordable Program. Beware of any person or organization that asks you to pay an upfront fee in exchange for a counseling service or modification of ... 2011-08-06 http://www.mortgagerelief.us/articles/5324/Mortgage-Relief-:... - Finding Help with your mortgage: What happens when I miss my mortgage payments and what should I do to avoid foreclosure? If you don't pay your mortgage foreclosure may occur. This means your lender can legally repossess (take over) your home andyou must move out. If your property is worth less than the total amount you owe on... 2009-04-06 http://www.mortgagerelief.us/articles/5325/FHA-Insured-Loan-:... - FHA-Insured Loan You've done your research and decided to refinance with an FHA-insured loan. After selecting a lender, you'll meet with a loan officer at a convenient place like your current residence or your real estate agent's office. The loan officer will help you complete a refinance application and have you sign several forms autho... 2009-04-06 http://www.mortgagerelief.us/articles/5326/FHA-Mortgage-Loans-:... - Why choose an FHA-insured loan? There are lots of good reasons to choose an FHA-insured loan, especially if one or more of the following apply to you: You're a first-time homebuyer. You don't have a lot of money to put down on a house. You want to keep your monthly payments as low as possible. You're worried about your monthly payments ... 2009-04-06 http://www.mortgagerelief.us/articles/5327/FHA-Refinance-:... - The FHA Refinance Process You already own a home, so you're at least somewhat familiar with the mortgage process. You now want to refinance your mortgage and are considering an FHA-insured mortgage. You'll find out that refinancing through FHA is the same as applying for any other loan, plus you have many more protections and it's easier... 2009-04-06 http://www.mortgagerelief.us/articles/5328/FHA-Reverse-Mortgages-:... - Reverse Mortgages for Seniors - FHA's Home Equity Conversion Mortgage (HECM) Looking for housing options for yourself, an aging parent, relative, or friend? A reverse mortgage may be right for your situation. The loan, commonly known as Home Equity Conversion Mortgage or HECM, isoriginated bya lending institution such as ... 2009-04-06 http://www.mortgagerelief.us/articles/5329/Home-Affordable-Modification-,-(HAMP)-Questions-and-Answers-:-... - Question: Can I get a mortgage modification through the Home Affordable Modification Program (HAMP) if my loan is not owned or guaranteed by Fannie Mae or Freddie Mac? Answer: Yes. HAMP helps homeowners who are struggling to keep their loans current or who are already behind on their mortgage payments. By providing mortgage loan s... 2009-04-06 http://www.mortgagerelief.us/articles/5330/Home-Affordable-Refinance-,-(HARP)-Questions-and-Answers-:... - (See new HARP for upcoming changes to this program) Question: I owe more than my property is worth. Do I still qualify for a refinance under HARP? Answer: Eligible loans will include those where the first lien mortgage does not exceed 125% of the current market value of the property. For example, if your pro... 2009-04-06 http://www.mortgagerelief.us/articles/5331/VA-Loans-,-Questions-and-Answers-:... - Questions about who is eligible for a VA loan and reuse of eligibility for another VA loan.Q: How do I apply for a VA guaranteed loan?A: You can apply for a VA loan with any mortgage lender that participates in the VA home loan program. At some point, you will need to get a Certificate of Eligibility from VA to prove to the lender that you are e... 2009-04-06 http://www.mortgagerelief.us/headlines/news/mortgage mortgage News Headline :Learn how to lower your home mortgage loan interest rate and payment and avoid foreclosure by using the government making home affordable plan. Wed, 08 Feb 2012 07:06:03 CST http://www.mortgagerelief.us/resources/partners Other Resources :Learn how to lower your home mortgage loan interest rate and payment and avoid foreclosure by using the government making home affordable plan. Wed, 08 Feb 2012 07:06:03 CST http://www.mortgagerelief.us/watch/videos Videos :Learn how to lower your home mortgage loan interest rate and payment and avoid foreclosure by using the government making home affordable plan. Wed, 08 Feb 2012 07:06:03 CST http://www.mortgagerelief.us/information/contact Contact us :Learn how to lower your home mortgage loan interest rate and payment and avoid foreclosure by using the government making home affordable plan. Wed, 08 Feb 2012 07:06:03 CST http://www.mortgagerelief.us/news/1409510/-Mortgage-lenders-could-soon-take-homes-energy-costs-into-account... When you apply for a mortgage to buy a house, how often does the lender ask detailed questions about monthly energy...... Sun, 30 Oct 2011 08:21:42 -0700 http://www.mortgagerelief.us/news/1409511/-Mortgage-investors-caught-up-in-volatility... Investors holding US mortgage securities have not been spared the volatile trading that has swept across other asset classes in recent months.... Thu, 27 Oct 2011 10:43:45 -0700 http://www.mortgagerelief.us/news/1409512/-Mortgage-rates-remain-at-near-record-lows... Mortgage rates fall slightly, drifting closer to recent record-low levels. Will these mortgage rates last for long?... Fri, 28 Oct 2011 10:51:44 -0700 http://www.mortgagerelief.us/news/1409513/-Analysis:-Mortgage-probe-may-open-new-path-for-housing-relief... (Reuters) - A controversial weapon could be deployed soon in the U.S. fight against the housing crisis as states and top banks near a deal in their dispute over mortgage abuses -- cutting the mortgage debt owed by homeowners.... Fri, 28 Oct 2011 14:27:25 -0700 http://www.mortgagerelief.us/news/1409514/-Republican-proposes-reshaping-mortgage-market... WASHINGTON (Reuters) - A top Republican in the House of Representatives on Thursday proposed legislation to retool the mortgage market and pave the way for a larger private sector role in the housing finance system.... Thu, 27 Oct 2011 08:51:08 -0700 http://www.mortgagerelief.us/news/1409515/-Obama-Proposes-More-Mortgage-Help,-Says-Informa-Research-Services... CALABASAS, CA-- - On his most recent visit to the west coast, President Barack Obama proposed mortgage relief that could potentially help thousands of Americans. His plan involves making refinancing more ...... Fri, 28 Oct 2011 11:39:00 -0700 http://www.mortgagerelief.us/news/1409516/-Mortgages:-Rates-on-30-year-mortgage-slide-to-4.1%... Mortgage rates hold their ground for the most part, this past week, as Freddie Mac’s chief economist takes note of soft consumer confidence and flat housing prices, among other factors.... Thu, 27 Oct 2011 08:09:51 -0700 http://www.mortgagerelief.us/news/1409517/-A-Mortgage-REIT-on-the-Sell-Block... Why Im selling Hatteras Financial.... Thu, 27 Oct 2011 12:09:48 -0700 http://www.mortgagerelief.us/news/1409518/-Rate-on-30-year-fixed-mortgage-falls-to-4.10-pct.... The average rate on the 30-year fixed mortgage was nearly unchanged for a second straight week after rising from a record low.... Thu, 27 Oct 2011 09:16:08 -0700 http://www.mortgagerelief.us/news/1409519/-S&P-slashes-ratings-on-Old-Republics-mortgage-business... Standard & Poors Ratings Services on Friday slashed its rating on Chicago-based Old Republic International Corp.s lead mortgage-insurance subsidiaries by seven notches, citing the troubled units accelerating losses in runoff mode.... Fri, 28 Oct 2011 16:21:50 -0700